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ALEBA's Mutual Association at a glance

The ALEBA Mutual Association was founded on 20 October 1928, ten years after the eponymous "Sterbekasse des Luxemburger Bankbeamtenvereins" trade union.
On 11 July 1929, its statutes were approved by the competent Ministry under the name "Caisse de Décès de l'Association des Employés de Banque" (Bank Employees' Death Benefit Fund Association ). A little later, it became an affiliated member of the Fédération Nationale des Sociétés Luxembourgeoises de Secours Mutuels (FSSM), today known as the Fédération Nationale de la Mutualité Luxembourgeoise (FNML).

In 1964, following changes in the insurance sector, it was renamed Caisse de Décès de l'Association Luxembourgeoise des Employés de Banques et d'Assurances (Death Benefit Fund of the Luxembourg Association of Banking and Insurance Employees). After the split with the Fédération des Employés Privés (FEP) in 1979, under the presidency of Eugène Storck, it was renamed Mutuelle de l'ALEBA (ALEBA Mutual Association).

In 1994, Marc Glesener, the president of ALEBA, handed over the reins to Pierre Back, a former secretary general of ALEBA. In 2001 on the instructions of the Conseil Supérieur de la Mutualité (High Council of Mutual Societies) a separation of management took place between the union and the Mutual Association.

In 2018, under the presidency of Pierre Back, the Mutual Association celebrated its 90th anniversary of presence on the Luxembourg mutualist scene.

In 2019, after 25 years at the helm of the Mutual Association, Pierre Back handed over the reins to Gilbert Beffort.

ALEBA Mutual Association's statutes effective as of 1 June 2024 :here.




The Board of Directors of the Mutuelle de l'ALEBA is pleased to invite the members of the Mutuelle to the General Meetings which will be held on Friday 19 April 2024 from 6.30 p.m. at the Parc Hotel Alvisse 120, route d'Echternach L-1453 Luxembourg.

Download the invitation here.

Proposed amendments to the Articles of Association to be presented to the extraordinary General Meeting in 2024 available here.


The purpose of the Mutual Association is to provide its members with:

1. financial assistance in the event of illness, accident or hospitalisation and to provide dental care in line with the Social Fund's regulations.

(Mutual_Request for reimbursement Social Fund)

(Appendix Social Fund Reimbursement Request)

(Mutual_Social Fund Regulations)


2. A death benefit paid to any legal heirs:

  • 200 euros after one year of membership
  • 250 euros after 10 years of membership
  • 300 euros after 20 years of membership
  • 350 euros after 30 years of membership
  • 400 euros after 40 years of membership

3. A birth bonus (applies as of 1 January 2021)

A bonus of 100 euros is paid on the birth/adoption of a child.


4. Driver's licence extension fee (applies as of 1 January 2021)

The Mutual Association reimburses the cost of the mandatory medical examination required to extend a driving licence.

  • Option for the member to join the Caisse Médico Complémentaire Mutualiste (CMCM) and its other plans PrestaPlus, DentaPlus and OptiPlus.



  • The ALEBA Mutual Association is affiliated to the Fédération Nationale de la Mutualité Luxembourgeoise (FNML).

At the FNML's Ordinary General Meeting held on 6 May 2017, the representatives of the 48 mutual associations reappointed Pierre Back as Vice President and Alain Back as Statutory Auditor.

  • Caisse Médico-Complémentaire Mutualiste (CMCM)

At the CMCM Congress held on 19 September 2020 in Mondorf, Fernand Fischer was re-elected to the Board of Directors. He was then elected to the position of Vice President of CMCM at the post-conference Board meeting.

These appointments reflect the commitment of our representatives to the mutualist cause and the excellence of their work at CMCM and FNML. They also demonstrate the high esteem in which all mutual aid societies hold ALEBA.



As of 18 June 2021, the ALEBA Mutual Board of Directors is comprised as follows:

President Gilbert Beffort
Vice Presidents Nico Diedenhofen et Alain Back
Secretary Arsène Kihm
Treasurer Christian Hoeltgen
Members Pierre Back, Denise Berens, Fernand Fischer, Astrid Brenner




An ordinary and extraordinary general assembly of the ALEBA Mutual took place on 23 April 2023 in Munsbach.

Here are the minutes.



On 10 June 2022, the AGM of the ALEBA Mutual Association was held in Munsbach. Here are the minutes.


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On 18 September 2020, the Extraordinary and Ordinary General Meetings of the ALEBA Mutual Association were held. The purpose of the Extraordinary General Meeting was to modify the statutes, in particular by adding new benefits for all members of ALEBA and the Amicale Pensioners' Association.

You will find the minutes of the AGMs by clicking here



The 2019 General Meeting of the ALEBA Mutual Association was held on 10 May 2019 in Munsbach. Here are the minutes of the AGM.


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The 2018 General Meeting of the ALEBA Mutual Association was held on 27 April 2018 in Munsbach. In the presence of a large assembly, the committee of the Mutual Association reported on the 2017 tax year, and presented its scope of action and the multiple interventions it carried out during the past year.

Here are the minutes of the AGM.


The 2017 General Meeting of the ALEBA Mutual was held on 7 April 2017 at the Légère Premium Hotel in Munsbach. Here are the minutes of the AGM.



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