MUTUAL INSURANCE AND SUPPLEMENTARY HEALTH INSURANCE

All ALEBA members automatically — and free of charge — become members of the the ALEBA Mutual Association, and receive the following benefits:

SOCIAL FUND: The purpose of the Social Fund is to provide members of the Mutuelle
de l’ALEBA, under certain conditions, with financial assistance for health care not covered by compulsory health insurance.
BIRTH OR ADOPTION BONUS: A bonus of €200 per child will be paid to members on presentation of the birth or adoption certificate, for any birth or adoption on or after 01/08/2025.
DRIVING LICENCE: The Mutual Association will reimburse the cost of the medical examination required to extend the validity of the driving licence, up to a maximum of €75 and on presentation of the medical consultation bill.
DEATH BENEFIT: An indemnity is paid to the legal heirs in the event of the death of the member. The amount varies according to the years of membership.
MEMBERSHIP OF THE CMCM: Your status as a member of the Mutuelle de l’ALEBA entitles you to join the CMCM at no additional cost.
MARRIAGE OR PARTNERSHIP BONUS: Within the meaning of the amended law of 9 July 2004 relating to the legal effects of certain partnerships or similar national legal provisions applicable in another State. A bonus of €100 will be paid, once only, to the member on presentation of the marriage or partnership certificate. This allowance will be paid for marriages or partnerships contracted on or after 01/08/2025.
BACK-TO-SCHOOL BONUS: From the start of the 2025/2026 school year, a one-off bonus of €100 will be paid to the member on presentation of the enrolment certificate, for a) The start of the child's 1st year of primary education b) The start of the child's 1st year of secondary education

Waiting period - prescription

1) These benefits are due after a waiting period of twelve (12) months.

2) The limitation period is two (2) years from the date of the event.

ALEBA Social Fund

This provides financial assistance to members in the event of a serious illness, injury or disability, including expenses not covered by the CNS (National Health Fund), your mutual insurance company, or your complementary insurance.

MEDICIS Health Insurance from Foyer Assurances

ALEBA members do not have to comply with a waiting period and receive a 5% discount.

DKV Health Insurance from LALUX Insurance

As a member of ALEBA, you benefit from a 5% discount on DKV health insurance by LALUX Assurances.

The discount applies to:

new contracts,
as well as existing contracts, provided that proof of ALEBA membership is submitted to DKV.

Important note: The discount is not applied retroactively. It takes effect from the date DKV receives the proof.

CMCM Mutual

Expenses covered: hospitalisation in Luxembourg and abroad, medical fees, dental treatment, trip cancellation, emergencies abroad, worldwide repatriation, and much more in Luxembourg and abroad.

Become a member today !

Special rates with our partners

Bâloise Insurance

Simple, efficient, innovative: the Bâloise product range adapts to your needs.

As an ALEBA member, you benefit from a special 15% discount on Auto, Home, Travel, and Accident insurance. This benefit also applies to your spouse and children living at the same address. The discount is valid for new policies or changes (upgrades) in risk management.

To take advantage of this offer, contact the Bâloise agent of your choice or the head office in Leudelange, mentioning your ALEBA membership.

For further information, contact ALEBA: info@ALEBA.lu | +352 223 228-1

Luxembourg Air Rescue

€61/year/person instead of €76.
€99/year/family instead of €129.
Free repatriation in case of a medical emergency abroad (for more information, please consult the document here)

To join, contact ALEBA by email at: info@ALEBA.lu or by telephone on: + 352 223 2281.

Fuel card Circle K / TotalEnergies

Our members benefit from the following conditions:

Fuel discounts in Luxembourg (off highways), Germany, Belgium and France - as well as in the rest of Europe
Access to an extensive network of TotalEnergies and its partners in Luxembourg and Europe
A monthly invoice
Access to an online customer area (usage check, invoice archive, etc.)

Write an email to info@aleba.lu to get your code and instructions how to apply.

ARAL Gas (fuel card)

Our members benefit from the following conditions:

New discount of €0.04/litre of fuel (€0.025/litre before)(only at ARAL service stations)
Valid in the 52 ARAL service station and 5 BP service station in the Grand Duchy of Luxembourg
Easy and automatic payment once a month by direct debit
Individual credit limit of €500/month

Here is the application form(FR/DE) to be completed and sent to ALEBA at the following address: 29, Avenue Monterey L-2163 Luxembourg.

Groupe Pierre&Vacances: Center Parcs, Maeva, Adagio, etc.

Thanks to this partnership, our members can benefit from discounts ranging from 5 to 30% off (depending on dates and destinations).

Reservations for Pierre&Vacances, Maeva, Adagio and Center Parcs can be made either online or by telephone using a customer code. For more information, contact us by email at: info@ALEBA.lu or by telephone on: 223 228-1.